Gary Waters

Home Buyer Tips: What is the difference between a pre-qualification and pre-approval?

What is the difference between a pre-qualification and pre-approval? A mortgage pre-qualification involves a basic screening process that usually reviews a potential buyer’s income, liabilities, credit histories, etc.  The mortgage pre-qualification process can provide a general idea of one’s ability to obtain a mortgage but it is very cursory. When it is time to write […]

Home Buyer Tips: Questions Your Realtor May Ask

When it is time to shop for a new home one of the first steps buyers should take is to contact a local real estate agent.   Since most buyer’s agents get paid after the buyer successfully close on their new home the real estate agent called will likely ask a lot of questions (buyer qualification). […]

Is it time to buy a home in Florida? Get off the fence now or sit awhile, you decide.

Nothing stays the same in real estate or life. Home prices rise and prices fall.  Interest rates rise and fall. The problem with the cyclical nature of real estate is one never knows how long the change, regardless of direction, will last.  This is often the challenge for those trying to time the market or […]

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